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Texas Military Pay Calculator

How much do you take home on military pay in Texas? Enter your base pay to see net pay after federal taxes — Texas has no state income tax on military compensation.

Your military pay details (2026)Modify values and click Calculate
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Result
Pay ItemPer Bi-weeklyAnnual
Gross Pay$XXXX.XX$XX,XXX
Federal Tax$XXX.XX$X,XXX
Social Security$XXX.XX$X,XXX
Medicare$XX.XX$XXX
Texas State Tax$0.00$0
Take-Home Pay$XXXX.XX$XX,XXX

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Texas Military Pay: Take-Home Pay After Federal Taxes

Texas does not tax military pay — because Texas has no state income tax at all. Active duty service members stationed in or domiciled in Texas only pay federal income tax on their base pay. Allowances such as BAH (Basic Allowance for Housing) and BAS (Basic Allowance for Subsistence) are excluded from federal taxable income entirely, making them completely tax-free.

For example, an E-5 with over 6 years of service earns approximately $3,468/month in base pay (2026 military pay chart). After federal income tax (~$260) and FICA (~$265), monthly take-home from base pay alone is approximately $2,943. BAH and BAS on top of that are received tax-free.

Use the calculator above to enter your total annual military compensation (base pay only — do not include BAH/BAS as those are already tax-free). For civilian pay comparisons, see our Texas salary calculator.

Texas Military Retirement Pay: No State Tax

Texas also does not tax military retirement pay at the state level. Federal income tax still applies to retirement pay, but the absence of state income tax makes Texas one of the most financially favorable states for military retirees. Under the Servicemembers Civil Relief Act (SCRA), active duty members domiciled in Texas owe no state income tax regardless of where they are stationed.

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